Backed By
More Than 30 years
of Recovery Experience

LCS™ Capital LLC draws upon this deep industry knowledge to provide you with top market dollar. We use customized screening methods to bring you the most profitable rate on every purchase while ensuring you have mitigated your risk and exposure.

Debt acquisition is a natural extension of our recovery roots. For more than 30 years, the LCS™ companies have supported community lenders and the nation’s top financial institutions with their recovery needs – from loan servicing and nationwide collections to debt acquisition. Collectively, the LCS™ companies offer integrated solutions focused on enhancing loan performance, averting default and recovering losses on loan portfolios. Individually, each company provides targeted loan life cycle management solutions for the auto, student loan and mortgage industries.

    • Backed by more than 30 years of recovery expertise
    • Top market value provided
    • Fully compliant and up-to-date with industry regulations including TCPA, FDCPA and FCRA
    • Equitable and fair purchase agreement
    • Smooth and timely transfer of funds
    • Simple, fast and easy file transfer process
    • Solution customized for your selling strategy
    • Documents/media secured for compliant collections
    • Receivable Management Association (RMA)
    • American Bankruptcy Institute (ABI)
    • Association of Credit and Collection Professionals (ACA)
    • Better Business Bureau Membership and Accreditation (BBB)
    • Consumer Bankers Association (CBA)
    • Mortgage Bankers Association (MBA)

Find out how the LCS™ companies can support your organization at every step in the loan life cycle

Our Vision

We understand the immense challenges our customers are facing in this ever-changing economic environment. Just keeping pace with today isn’t enough anymore. As thought leaders, we recognize the fundamental impact today’s circumstances have on tomorrow, and plan accordingly for the future needs and expectations of our clients.

With this in mind, LCS™ Capital LLC is just one piece of the LCS™ service offering. And, debt purchasing is just a step in the life cycle of a loan. Our vision is to breathe new life into loans that are deemed uncollectable, while providing you with top market dollar, mitigating your risk, and creating a long-term partnership that provides you with a go-to resource for your broader collections strategy.

Through our affiliated companies, you can look to LCS™ to be there for you at every stage of the loan life cycle – beginning, end, and everything in between.

Start Recovering More Today